Before the season
Have the roof inspected before June. Check edge metal, flashing, sealant, rooftop unit curbs and drains, and fix loose or open items. Clear drains and scuppers, and secure or remove loose equipment and materials, which become debris in high wind.
Document the baseline
Dated photos and a short written condition report of the roof before a storm make an insurance claim much easier. Keep warranty, inspection and maintenance records in one place.
After the storm
Check for water entry from inside first, and stay off the roof until it has been cleared as safe. Photograph damage, stop active leaks with temporary protection, and notify your insurer promptly. Do not sign work authorizations under pressure from unsolicited contractors.
Temporary repairs
Emergency tarping and temporary membrane repairs protect the building and are usually a policy requirement to limit further damage. Keep receipts and photos.
Plan the permanent repair
Permanent repairs need proper permitting and should meet current Florida Building Code requirements. We provide inspection photos and a written scope you can give your carrier or adjuster.
General information, not legal or insurance advice. Confirm requirements with your insurer and local building department.