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Commercial Roofing · 6 min read · Updated November 11, 2026

HOA and Condo Roof Replacement in Florida: Board Planning Guide

How Florida association boards plan community-wide reroofing: structural integrity reserve studies (SIRS), competitive bids, resident notices, and phasing.

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By Sanjay 'Jay' Patel Florida Certified Roofing Contractor CCC1334348 · General Contractor CGC1524856
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⚡ Key Takeaways at a Glance

  • Florida Structural Integrity Reserve Study (SIRS) legislation mandates dedicated funding reserves for roofs on buildings 3+ stories tall.
  • Standardized bid specifications ensure that board members compare apples-to-apples across all contractor proposals.
  • Clear unit pricing for rotted plywood decking and fascia repair prevents contentious mid-project change order disputes.
  • Building-by-building phasing with 72-hour resident driveway notices minimizes disruption across large communities.

The Impact of Florida Senate Bill 4-D on Associations

Following recent legislative reforms, Florida condominium and cooperative associations must maintain fully funded reserves for roof replacements based on structural integrity reserve studies. Waiving reserves for critical structural components is no longer an option.

Crafting Clear Bidding Specifications

Before soliciting bids, associations should establish clear material specifications (e.g., tile profile, underlayment type, drip edge gauge, warranty term). Bids must include explicit allowances for rotted decking replacement per sheet and unit prices for truss repair if termite or moisture damage is uncovered.

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Planning a commercial or institutional reroof? Request a commercial proposal or call our project estimators directly at (407) 900-4370.
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About New Edge Roofing

New Edge Roofing is the specialized roofing division of New Edge Construction LLC, an active Florida Certified Roofing Contractor (CCC1334348) and Certified General Contractor (CGC1524856) headquartered in Lake Mary, FL. We serve homeowners throughout Seminole, Orange, and Volusia counties, and manage commercial and institutional roofing projects statewide.

General educational information, not legal or formal insurance adjusting advice. Always confirm specific requirements with your insurance carrier and local municipal building department.

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